Skip to content
⏳ Act now to save €89 – Apply for the Value Package before August 1st.

    Blocked Account and Health Insurance

    Relocating can be easy!

    Your all-inclusive package for an easy start in Germany

    • Takes the stress out of your visa preparation
    • Tailored to your needs
    hero-productpage_placeholder
    placeholder_trustpilot-4col

    Start your next chapter in Germany now

    Relocating can be easy!

    Moving to Germany?  Our Value Package takes the stress out of your visa preparation and is designed to make your life easier. 

    Expatrio's Value Package is tailored to your needs.

    Secure your German visa, get €49 cashback on your blocked account1 and free travel health insurance3 and up to €90 every year2 for three years with TK-Flex.

    What does Expatrio's Value package offer?

    • Enjoy savings of up to €249* including €49 cashback*
    • Open a blocked account (accepted by German authorities worldwide)
    • Secure your health insurance bundle
    • Plus other free perks

    Value Package includes

    illustration-blocked-account

    Blocked Account

    Fast and secure blocked account for your German visa

    The blocked account (Sperrkonto) is a special type of bank account that allows you to prove sufficient financial resources for your German visa or residence permit.

    At Expatrio, you can quickly open your blocked account entirely online in just a few minutes. Expatrio's Blocked Account is accepted by all German authorities to secure your German visa. With Expatrio's Blocked Account, you can:

    • Enjoy €49 cashback*
    • Benefit from a simple and fast service
    • Transfer your funds in your local currency

    Health Insurance bundle

    Personalized health insurance coverage

    Expatrio’s Health Insurance bundle covers you before and during your journey to Germany. The free incoming insurance (also known as travel health insurance) provides you the necessary coverage for your German visa application. And for the start of your new chapter in Germany, you will need either private or public health insurance, depending on your individual situation.

    Our Value Package includes the coverage necessary for your stay in Germany and connects you to the best providers in the market while also providing you with instant confirmation.

    illustration-health-insurance

    Want extra perks?

    Secure your relocation-to-Germany bundle, save money with our Є49 cashback, and benefit from free benefits with Expatrio’s Value Package.

    Get Value Package

    How to get your Value Package

    icn-step-1

    Apply

    Fill in our form to open your Blocked Account and secure your Health Insurance coverage.

    icn-step-2

    Transfer funds

    Once your Blocked Account is open, you can transfer your funds to it.

    icn-step-3

    Receive confirmation

    Download your Blocked Account and Health Insurance confirmations for your visa appointment.

    icn-step-4

    Open current account

    Secure your current bank account to receive the monthly payouts from your Blocked Account.

    icn-step-5

    Activate your products

    Activate your Blocked Account and Public Health Insurance to start your journey in Germany.

    icn-step-6

    Get cashback

    Once you’ve activated your Health Insurance, you’ll receive our Є49 cashback in your account.

    "Expatrio made everything easier for me, from being informed to going through the blocked account process, getting health insurance that was not rejected by the immigration offices and not having any problems at the airport."

    Karla Morales

    Graduate from Medical School

    testimonials-karla-story
    teaser-large-product_placeholder

    Value Package

    Your all-inclusive package for an easy start in Germany

    • German blocked account for only €5 per month (€49 cashback on set up fees).1
    • Up to €90 cashback every year for three years with TK-Flex.2
    • Free travel health insurance for your visa worth up to €953. Accepted worldwide.
    • Germany’s best public health insurance with English-speaking service and bonus program.4
    • Awarded private health insurance with extensive coverage.5
    • Free ISIC access to worldwide discounts (worth up to €15).*
    Calculate Value Package

    How Our Customers Feel About Our Service

    What's the cost to open a Blocked Account with Expatrio?

    The current blocked amount established by the German government is €934 per month of one’s stay in Germany. It means you have to calculate the total amount based on the months you plan to live in Germany. Do not worry. For stays over one year, you need to confirm your blocked amount for one year. After that, you can extend your Blocked Account. 

    Our 12-month Blocked Account break down for you

    Required blocked amount

    €11.208

    €934*12 months

    One time set-up fee

    €49

    Monthly fee

    €60

    €5*12 months

    Buffer

    €100

    Total

    €11.417

    Tip!

    Get our Value Package and receive an attractive cashback and many other perks!

    Get Value package

    Value Package explained

    Check out our video for all the details about our Value Package, including the most frequently asked questions.

    Experience the ease of Expatrio Banking

    Your finances in Germany, all in one app.

    badge-app-store
    badge-google-play
    teaser-medium-phone_placeholder
    teaser-small-premium-content_placeholder

    Studying in Germany

    A comprehensive guide for international students

    Download

    Sign up for the Expatrio Newsletter!

    Tailored content just for you, delivered to your inbox.

    • Lorem ipsum dolor sit amet
    • Consectetur adipiscing elit Aenean
    • Aenean finibus nibh ac arcu faucibus

    FAQs

    What is the Value Package?

    What are the benefits of the Value Package?

    What products are included in the Value Package?

    Free Downloads!

    We are here to make everything easier for you.

    Find ebooks, reports, checklists, and many more resources to help you with your life in Germany.

    Go to expatrio library
    illustration-library

    Footnotes

    [*] Up to €249 savings consists of: €49 cashback on blocked account set-up fees + up to €90 TK-Flex cashback + free travel health insurance worth up to €95 + free ISIC card worth up to €15. This offer is only valid for customers who apply for the Value Package. Expatrio reserves the right to cancel this promotion at any point in time. Special terms and conditions apply.

    [1] Value Package customers will receive their €49 cashback after activating both their blocked account and health insurance.

    [2] TK-Flex is an elective tariff and only available for eligible TK health insurance customers. Once the TK membership is activated, TK-Flex can commence. Expatrio will provide the customer with detailed guidelines on how to do this. Within TK-Flex, users have the option to deselect/opt out of services they do not need. In return, there is a cashback bonus of up to €90 per year. However, if the services are needed after all, TK customers can reactivate their health insurance coverage by paying a deductible of €24 per service (up to €120) per year. Please refer to our TK-Flex page for more information. 

    [3]  Free Incoming/ Travel Health Insurance coverage for up to 92 days as part of the Value Package for eligible customers worth up to € 95.00.

    [4] In the issue 07/2023, Focus-Money business magazine awarded TK “Best Student Health Insurance Fund”.

    [5] DR-WALTER has been awarded the Super Star Award by the Study Travel Magazine